My hair has grown ten inches since this article was originally written, but do we still believe the basic premise that data should be commonly structured across all aspects of the contract, and that premium and claims should transact in the same way? Do you think 'our market' has progressed on either the removal of "Londonisms" and whether gains could be made with the return of the Common Core Record to promote a standard everyone can meet?  TOM has many of its streams and initiatives attempting to address this, but in the meantime there is generally a lack of guidelines and clarity of what data should be collected whilst we wait!  Has the market's desire to show something for the massive amounts of money expended in turn sacrificed doing it in the right order? Have data definitions in fact been pushed down the priority list due to a push to deliver something?